Protect Your Loan and Your Financial Future with Loan Protection products including: Credit Life and Disability Insurance, GAP Insurance, and Vehicle Extended Service Agreements.

Credit Life and Disability Insurance
Credit Life and Disability Insurance can help make your loan payments when you can't. The cost is low for the important extra security provided.

Life Insurance will help reduce or pay off your loan if you die before the loan is repaid. Disability insurance will help make your loan payments if your income is lost due to a covered accident or illness. In both circumstances, the coverage is designed to help protect you and your family when help is needed most. Contact HEFCU's loan department for more details.

GAP Insurance
Why take chances with the investment you have in your automobile? If your vehicle is declared a total loss, your car insurance doesn't pay for everything. Your insurance company pays the actual cash value of the vehicle at the time of the loss-not what the vehicle is really worth to you. This deficiency, added to the amount of your deductible, loss of time from work, rental car cost, replacement vehicle, and other expenses, can easily be thousands of dollars. HEFCU offers GAP insurance to cover this type of loss. For more information contact the HEFCU loan department.

Vehicle Extended Service Agreements
HEFCU's three levels of protection for new and pre-owned vehicles offer you the ability to protect your vehicle so you can enjoy worry-free motoring and avoid unexpected, costly repairs. For more information contact HEFCU's loan department.