Checking


Free Kasasa Cash® Checking

 

I want to earn high monthly dividends! Earn ATM Fee Refunds, up to $25.00 each month, nationwide! *Access to Free ATMs.

 

Take back your banking with free checking that rewards you monthly. Free Kasasa Cash® earns up to 2.55% APY* plus refunds on your ATM fees, nationwide!* There’s no minimum balance to earn rewards, and no monthly service fee. Just rewards that matter for doing banking basics that you’re probably already doing. Do you Kasasa®?

 

Benefits

  • Free checking that rewards you in cash each month
  • 2.55% APY* on balances up to $20,000
  • 2.55% to 0.72% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • 50 free checks
  • No monthly service fee
  • Free home banking
  • Free E-Statements
  • May be eligible for a free debit card.
  • Bill pay also available
  • Unlimited check writing
  • No minimum deposit to open

It’s Easy to Qualify For Your Rewards

 

Just have the following transactions and activities post and settle to your free Kasasa Cash account each monthly qualification cycle:


• At least 15 debit card purchases
• At least 1 direct deposit or automatic payment (ACH)
• Be enrolled and agree to receive E-Statements

 

And that’s it! Even if you don’t qualify during the month, don’t worry — your account is still free, and you’ll still earn our base dividend rate. Plus, you can get right back to earning your full rewards the very next month!

*Minimum monthly account activity required.

Free Kasasa Cash Back® Checking

 

I want to earn cash back! Earn ATM Fee Refunds, up to $25.00 each month, nationwide! *Access to Free ATMs.

Choose free checking that pays you back. Free Kasasa Cash Back® pays 3% cash back (up to $9)* on your everyday debit card purchases each month.

You’ll also get refunds on your ATM fees, nationwide* — all for doing simple things that you’re probably already doing! That’s Kasasa®. It’s a whole new way to bank™.

 

Benefits

  • Free checking that pays you back
  • Earn 3% cash back on your debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $9 cash back per month
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free home banking
  • Free E-Statements
  • Free debit card
  • Bill pay also available
  • Unlimited check writing
  • No minimum deposit to open

It’s Easy to Qualify For Your Rewards

 

Just have the following transactions and activities post and settle to your free Kasasa Cash Back account each monthly qualification cycle:

 

• At least 15 debit card purchases
• At least 1 direct deposit or automatic payment (ACH)
• Be enrolled and agree to receive E-Statements

 

That’s all there is to it. Even if you don’t qualify one month, don’t worry — your account is still free, and you can get right back to earning your cash rewards the very next month!

*Minimum monthly account activity required.

Free Regular Checking

 

No frill, no rewards, no fees, no fuss. Just checking! 50 free checks and may be eligible for a free debit card. No mininum monthly requirements.


Kirby Youth Accounts

 

Students age 13 to 18 may be eligible for a checking account and receive a free box of 50 introductory checks/ATM/Debit card. If member is under 18, a parent or guardian is required as a joint owner. Account opening is not available online for this account. Please speak to a member service representative for more details about this account.


Second Chance Checking

 

Second Chance Checking accounts are for those that need a second opportunity to get themselves on the right financial path. Speak to a member service representative to see if this account is right for you.


**To obtain a share draft (checking) account you must have a regular share account. The credit union may obtain credit information from various sources before issuing a share draft account, as opening a share draft account is subject to approval. View all account disclosures.