Choose free checking that pays you back. Free Kasasa Cash Back® pays 3% cash back (up to $9)* on your everyday debit card purchases each month.

You’ll also get refunds on your ATM fees, nationwide* — all for doing simple things that you’re probably already doing! That’s Kasasa®. It’s a whole new way to bank™.


• Free checking that pays you back
• 3% cash back on your debit card purchases*
o No category restrictions on purchases
o Cash back earned on up to $300 in purchases monthly
o Earn up to $9 cash back per month
• Refunds on ATM fees, nationwide (up to $25 monthly)*
• No minimum balance to earn rewards
• No monthly service fee
• Free home banking
• Free E-Statements
• Free debit card
• Bill pay also available
• Unlimited check writing
• No minimum deposit to open

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It’s Easy to Qualify For Your Rewards

Just have the following transactions and activities post and settle to your free Kasasa Cash Back account each monthly qualification cycle:

• At least 15 debit card purchases
• At least 1 direct deposit or automatic payment (ACH)
• Be enrolled and agree to receive E-Statements

That’s all there is to it. Even if you don’t qualify one month, don’t worry — your account is still free, and you can get right back to earning your cash rewards the very next month!

*Rewards are variable and may change after account is opened. “Monthly Qualification Cycle” includes the last business day of the previous month to one business day prior to the end of the last business day of the cycle month.  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Rates and rewards are variable and may change after account is opened. Account approval, conditions, and qualifications apply. No minimum deposit is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact a HEFCU service representative for additional information. Federally insured by NCUA

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