Loan Information



Signature Loans

 

Any way you crunch the numbers, a Signature Loan balances into a great deal. You may be able to obtain financing for items and accessories you need or for anything that would satisfy your personal desires.” With a signature loan, no collateral is required.


Automobile Loans

 

We make your car buying experience a breeze! Finance your new or used car, truck or van at your Credit Union. We offer flexible financing terms and competitive rates. For more information, please contact a representative at the credit union.


Home Loans

 

We’ve partnered with CU Members Mortgage to do the back-end processing of our mortgage loans.  They’re credit union owned and operated, so they always have your best interest at heart—and the credit union values of quality and service.  Get one step closer to your new home!


Home Equity Loans

 

If you have plans for your home but need a little loan to help you achieve your goals, ask us about a home equity loans. 


Boats & RVs Loans

 

Contact us today for information about a Boat or RV Loan.


New and Used Motorcycles

 

Contact us today for information about new and used motorcycle loans.


ATV’s, Personal Watercraft & Dirt Bikes

 

This includes four wheelers, jet skis, and off-road motorcycles.


Airplane Loans

 

Contact us today for information about an Airplane Loan.


New Furniture, Appliances, PC's, and Lawn & Garden Equipment

 

HEFCU will finance up to 100% of the purchase price.


Student Loans

 

HEFCU has partnered with Student Choice to offer a private loan solution designed to fill the funding gaps that may exist after all lower-cost sources of aid (such as grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted. Some of the benefits of getting a student loan through us are:

  • Low interest rates
  • Flexibility of applying only once over undergraduate career
  • Lower payments to fit budget
  • In-school deferment options
  • 24/7 call center to answer application questions
  • A loan from a local, not-for profit lender that you can trust for years to come. Let us help you with financial planning for a bright future!

Share Secured Loans

 

$1000.00 or more will be at 3.00% above the current index. For more information contact the HEFCU loan department today.


Certificate Secured Loans

 

2.00% above the current index. Contact the HEFCU loan department today for more details.


VISA® Card

 

HEFCU offers a VISA Classic and a VISA Platinum credit card.  The Visa Classic card offers a low fixed interest rate of 12.95% APR along with travel discounts, travel dividends, auto renters insurance and much more.  The VISA Platinum credit card has a minimum credit limit of $5,000 and has a variable interest rate of 1% above prime.  Additional benefits of the VISA Platinum card include travel accident insurance, auto rental insurance, earning Score Card bonus points on every purchase, plus much more.