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WE PROVIDE LINKS TO THIRD PARTY WEBSITES, INDEPENDENT FROM HALLIBURTON EMPLOYEES' FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF HALLIBURTON EMPLOYEES' FEDERAL CREDIT UNION. CLICK CONTINUE TO PROCEED OR CLICK THE "X" TO STAY ON THIS SITE.



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We send an e-newsletter once a quarter. If we do not have your correct e-mail address, please call us at 800-368-2618 to update the address we have on file.
Volume 111                            www.hefcu.org
March 2018
Duncan Main Branch      
703 S. 9th St. 
Duncan, OK 73533
Phone: 580-255-3550
Fax: 580-255-3662

Duncan North Branch
2015 North Hwy 81
Duncan, OK 73533
Phone: 580-251-9071
Fax: 580-251-9070

Elk City
105 Regional Drive
Elk City, OK 73648
Phone: 580-255-2690
Fax: 580-225-2695
HEFCU Fraud Monitoring Services
HEFCU utilizes a fraud monitoring neural network service to help protect your visa debit card against unauthorized transactions. When a suspicious transaction is authorized by a merchant, a call will be generated by the fraud monitoring specialist to the phone numbers listed on your HEFCU account. It is very important to inform HEFCU any time these numbers change. The caller will identify themselves and, as always, will never ask you for any of your account information. They will only ask you to validate the suspicious transactions. 
HFECU to hold Crisis Management Breakfast
Halliburton Employees' Federal Credit Union will be hosting a Crisis Management breakfast Tuesday, May 22 in conjunction with SHAZAM. The breakfast will be at the Chamber of Commerce and will be open to anyone.

This breakfast is a great time for business owners, city officials and law enforcement to participate in training and work together to fight crime. Learn to identify the criminal thought process, opportunities for theft and to conduct an interview to regain losses. The ability to identify skimmers and PIN-capturing cameras at the ATM, POS and gas pump protects everyone. Photos, videos and live demonstrations show how thieves set up these devices and how quick it is to clone a card and make a transaction.

If you would like to attend this free internal retail theft presentation and skimming and card cloning presentation, please let Melinda Roop know at mroop@hefcu.org or 580-255-3550 ext. 133.
Website Changes

We are in the process of making some changes to our website that will make it more user friendly. There may be some short periods in which our site is not able to be accessed. We apologize for any inconvenience. Things will look a little different on the site, but most content will still in the same location as before under the drop down menu. If you have any issues with the website or with finding anything, please feel free to contact Melinda Roop at 580-255-3550 ext. 133 or Jetty Gordon at 580-255-3550 ext. 421 and we will be happy to assist you.


SHAZAM BOLT$ Alerts

We have exciting news for our debit card holders!

We have added additonal security features and you can now receive SHAZAM BOLT$ card transaction alerts via text message.

If you have not enrolled yet in this free card security service make sure you download the app from your phone's app store or use the web version.
The 10th Annual Golf Tournament is scheduled for Monday, May 21, 2018 at the Territory Golf and Country Club, in Duncan, OK.

The shotgun start will be at 12:00 p.m. The charitable event helps to raise funds for Children's Miracle Network, Relay for Life and United Way.

The Territory is a beautiful golf course that has been highly praised by top golf professionals. Team sponsorships are limited and filling up fast!

If you are interested in playing or sponsoring the tournament contact Melinda Roop at 800-368-2618 ext 133 or by e-mail at mroop@hefcu.org . You can also click on the picture above to view the registration form.
How to Take the Heat Off Your Summer Budget
Summertime brings more than sunburns and barbecues — it can also send your monthly expenses through the roof. But with a little work now, you can enjoy the hot season and avoid pinching pennies in the fall.
“Ideally, one saves a little bit of money in each of the cooler months and then spends down those funds in the summer,” says Michael Schupak, founder of Schupak Financial Advisors in West New York, New Jersey. But, if you’ve failed to  plan your budget  that far ahead, all is not lost.

Saving on travel
Plan vacations wisely, paying for as much as possible in advance. Lodging, transportation and entertainment in many cases are less expensive when booked ahead. And getting started early means there will be less scrambling for money later.

If you’re down to the wire and don’t have enough money for a big trip, visit family who’ll put you up or plan a staycation this year. Crashing on a relative’s couch or being a tourist in your town may not be a dream vacation, but it is still a break and can give you a head start on saving for next year’s trip.

Saving while at home
On the homefront, find out if your utility company offers a flat rate plan. This can spread power, heating and cooling costs across 12 equal monthly payments, eliminating spikes on your bill caused by more people, like school-age children, being at home during the day in summer.

Older children home for the summer may spend their days raiding the fridge. Couponing is one way to save on groceries, but it can take a lot of effort to see measurable payoff. Instead, encourage your kids to cook and limit convenience foods — those that are easy to eat mindlessly — on your shopping list.

If you are looking for supervised activities for younger children, an overnight summer camp or full-time day care, generally the most expensive choices, aren’t the only options. If you didn’t budget for these big-ticket items, look for local day camps, which are often run by religious or community organizations and parks departments and are a fraction of the  cost of child care .

For next year, Schupak recommends estimating how much expenses climb in the summer and setting aside — through automation, if possible — a portion of each paycheck for a summer fund.

Other tips for cutting summer costs
  • Opt for free or cheap weekend activities
  • Cut out streaming subscriptions
  • Encourage older children to get a summer job for their own spending money

Elizabeth Renter is a staff writer at NerdWallet, a personal finance website. Email:  elizabeth@nerdwallet.com . Twitter:  @ElizabethRenter .

This article was written by NerdWallet and was originally published by  USA Today .

The article How to Take the Heat Off Your Summer Budget originally appeared on NerdWallet.
HEFCU 58th Annual Meeting
HEFCU's annual meeting was held on
Monday, March 26 at the Simmons Center. Ted's Cafe Escondido catered the dinner. Thank you to everyone who attended and congrats to all of the prize winners!
Duncan Chamber of Commerce Banquet
Congrats to our Marketing/Business Development Associate, Melinda Roop, for winning Duncan Chamber of Commerce Rookie of the Year!
      Upcoming Closings 
Our offices will be closed on the following dates:
Memorial Day-Monday, May 28, 2018

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WE PROVIDE LINKS TO THIRD PARTY WEBSITES, INDEPENDENT FROM HALLIBURTON EMPLOYEES' FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF HALLIBURTON EMPLOYEES' FEDERAL CREDIT UNION. CLICK CONTINUE TO PROCEED OR CLICK THE "X" TO STAY ON THIS SITE.



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