Checking

Free Kasasa Cash® Checking

 

I want to earn High monthly dividends!

  • Earn High Base Dividends!
  • NO minimum balance
  • NO Monthly Service Fees*
  • 50 free checks
  • May be eligible for a free debit card.
  • FREE Home Banking
  • FREE Online Bill Pay
  • FREE Mobile App
Earn ATM Fee Refunds, up to $25.00 each month, nationwide!*Access to Free ATMs Minimum monthly account activity required*
Free Kasasa Cash Back® Checking I want to earn cash back!

  • Earn 3% CASH BACK debit card purchases!
  • NO minimum balance
  • NO Monthly Service Fees*
  • 50 FREE checks
  • May be eligible for a FREE debit card.
  • FREE Statements (paper or electronic)
  • FREE Home Banking
  • FREE Online Bill Pay
  • FREE Mobile App
Earn ATM Fee Refunds, up to $25.00 each month, nationwide!*Access to Free ATMs Minimum monthly account activity required*
Free Regular Checking No frill, no rewards, no fees, no fuss. Just checking!
50 free checks and may be eligible for a free debit card.
See a list of free ATMs No requirements needed
Kirby Youth Accounts Students age 13 to 18 may be eligible for a checking account and receive a free box of 50 introductory checks/ATM/Debit card. If member is under 18, a parent or guardian is required as a joint owner. Account opening is not available online for this account. Please speak to a member service representative for more details about this account.
Second Chance Checking Second Chance Checking accounts are for those that need a second opportunity to get themselves on the right financial path Speak to a member service representative to see if this account is right for you.
Money Markets Money Market accounts incorporate some features that are found in checking accounts while paying a tiered dividend level. Account opening is not available online for this account. Please speak to a member service representative for more details about this account.

*To obtain a share draft (checking) account you must have a regular share account. The credit union may obtain credit information from various sources before issuing a share draft account, as opening a share draft account is subject to approval.
See all account disclosures

 

Savings

Regular Share Savings Account Regular Credit Union savings accounts are called share accounts. FREE of monthly Maintenance service charges. Dividends are earning paid to members’ share accounts. These Dividends are paid quarterly and added to the account. The credit union pays dividends on a quarterly basis, with dividends compounded quarterly and calculated on a day-in day-out basis. Quarterly statements are mailed showing the share balance, loan balance, dividends for the quarter and other pertinent information.
Christmas Club Share Savings Account The Christmas Club Share Savings is designed to help you prepare for Christmas! This savings account pays a slightly higher dividend. Funds for this account are disbursed into your regular savings account or into the account which you specified electronically on the first business day in November.  Just in time for Christmas Shopping! Early withdrawal from this account prior to the first business day of November will result in a fee. See Fee Schedule for more details

The minimum share deposit required to for membership is $25.00

See all account disclosures

Certificates

Share certificates are for a fixed amount of time earning a higher rate of return than a regular savings account. Terms are available from 3 months to 48 months with a minimum opening balance of $500.00. Dividend options include: monthly dividend check, transfer to another credit union account, or redeposit into the share certificate. For current rates contact us at 1-800-368-2618. *Penalties may apply for early withdrawal.

Share Certificate Matrix
December 29 – January 30, 2016
All dividend rates are declared by the board of directors of the
Halliburton Employees’ Federal Credit Union and are subject to change at any time.
TERM SHARE ACCOUNTS (CERTIFICATES)/IRAs
Min. Bal. 3 mo 6 mo 12 mo 18 mo 24 mo 30 mo 36 mo 48 mo
$500.00 Rate** .10% .25% .50% .53% .80% .85% 1.00% 1.14%
A.P.Y.* .10% .25% .50% .53% .80% .85% 1.00% 1.15%
$10,000.00 Rate** .25% .40% .60% .60% .95% 1.00% 1.14% 1.29%
A.P.Y.* .25% .40% .60% .60% .95% 1.00% 1.15% 1.30%
$25,000.00 Rate** .29% .47% .70% .73% 1.04% 1.04% 1.19% 1.34%
A.P.Y.* .29% .47% .70% .73% 1.05% 1.05% 1.20% 1.35%
$99,000.00 Rate** .34% .51% .75% .77% 1.09% 1.09% 1.24% 1.39%
A.P.Y.* .34% .51% .75% .77% 1.10% 1.10% 1.25% 1.40%
***30 days 60 days 90 days 120 days 180 days 180 days 180 days 180 days
***Early Withdrawal Penalty # of Days Div Lost Days
Share Accounts
Minimum Balance: $25.00 Membership Share in S1 Required Rate** .25%
A.P.Y.* .25%
The Dividend rate is determined at the end of each quarter.
Dividend Rate disclosed is for October – December 2015
IRA Share Account
Minimum Balance: NONE Rate** .85%
A.P.Y* .85%
The Dividend rate is determined at the end of each quarter.
Dividend Rate disclosed is for October – December 2015
Christmas Club Account
Minimum Balance: NONE Rate** .70%
A.P.Y.* .70%
The Dividend rate is determined at the end of each quarter.
Dividend Rate disclosed is for October – December 2015
Free Kasasa Cash Checking Account
Minimum Balance: NONE
Balances $0.00 – $20,000 (Qualified) Rate** 2.52%
A.P.Y.* 2.55%
Balances over $20,000 (Qualified) Rate** 0.35%
This tier results in a 2.55% – 0.72% APY* depending on balance A.P.Y.* 0.35%
Balances (DID NOT QUALIFY) Rate** 0.05%
A.P.Y.* 0.05%
The Dividend rate is determined at the end of each quarter.
Dividend Rate disclosed is for January – March 2016

*APY=Annual Percentage Yield. The Annual Percentage Yield assumes dividends are compounded monthly and will remain on deposit until maturity. A withdrawal of dividends and/or fees will reduce earnings.
**Dividend Rate

See full disclosure here

Fee Schedule

Members may contact an employee for further information about applicable fees and terms.

IRAs

Individual Retirement Accounts (IRAs)
Halliburton Employees’ Federal Credit Union offers IRA accounts including the traditional, Roth and Education. Terms range from 3 months to 48 months. Share accounts and share certificates are available. For more details and current rates call one of our retirement account specialist at 1-800-368-2618. *Penalties may apply for early withdrawal.

Money Orders

Money Orders – Halliburton Employees’ Federal Credit Union offers Money Orders. Money Orders are available from $1.00 to $1,000.00 at any of our locations for only $3.00 each.

Insurance Aisle

Start Shopping and saving money on all types of insurance for you, your business, your family and more!

TruStage

You can always call a trustage representative for assistance at 1-888-888-0375

Accidents are the leading cause of death for those under 44. Claim your no cost AD&D coverage now. Members only.

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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Insurance Solutions For Everything That Matters. Find Out More.

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, and home and more. And they’re only available to credit union members like you.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit TruStage.com.

© TruStage Insurance Agency, 2013. All rights reserved.

TruStage insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and home insurance are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.



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